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PowerSaver for Homeowners
A smart choice. A powerful loan. A local bank.

PowerSaver loans from Bank of Colorado give you the power to say yes to energy improvements. With PowerSaver, you can borrow up to 100% of the value of your home and get some of the most competitive loan rates available today. If you plan to make an improvement that adds to the energy efficiency and value of your home, PowerSaver may be a perfect fit for you.

What will I get with a PowerSaver loan from Bank of Colorado?

  • The highest loan-to value ratio available for your upgrade
  • The stability of a loan guaranteed by the FHA
  • Competitive rates for energy-efficient upgrades from a strong local bank
  • Fewer fees throughout the application process
  • The comfort of a bank committed to products that make sense for our customers and our environment
Why should I choose Bank of Colorado?

We've been working one-on-one with Coloradans since 1978.  As a family-owned community bank, we're happy to bring unique opportunities like PowerSaver to our customers.  You can count on us to consider your individual needs and guide you toward a loan that makes sense-whether it's a PowerSaver loan or one of our other great loan products.

Our Energy Programs experts would be happy to talk with you about whether a PowerSaver loan makes sense for your project.

To start the conversation, call (970) 679-7454 or fill out our PowerSaver inquiry form (PDF).


Learn more about our history and philosophy

Learn more about our loan products

Get answers on our PowerSaver FAQ page

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The figures entered on the input page of the PowerSaver calculator are for hypothetical purposes only. You should enter figures that are appropriate to your individual situation. The results provided by this calculator are intended for illustrative purposes only and accuracy is not guaranteed by the financial institution.

PowerSaver loans require no down payment

The monthly payment shown assumes the PowerSaver loan will be a second mortgage. In cases where the PowerSaver loan is the only mortgage on the property, the actual monthly payment will be higher, because the payment shown above does not include taxes or insurance.

Note: This calculation builds in an annual 1% mortgage insurance rate.  Talk with your Energy Programs expert to learn more about this charge.