The flexibility and guaranteed interest rate offered by CDs make them a popular choice for anyone wanting to maximize their return. Anytime you have a minimum of $1,000 that you can lock up for at least 30 days, you can profit from a CD. Please contact your local branch for rate information. Here are some great reasons to choose a CD:

• Generally earn higher interest rates than savings and money market accounts
• Choose the term you want. Rates go up for higher balances
• Terms of maturity from 3 to 48 months
• $1,000 minimum opening investment
• Interest paid quarterly or at maturity on CDs with terms of three months or longer
• Early-withdrawal penalty of three to six months interest if withdrawals of principal are made prior to maturity

Added Benefits

• Check your balances with PinnBank online banking or Telebank
• Keep your CD and other valuables in a safe-deposit box