Paper and Pencil (alternate)

Personal Checking

Whether you’re hoping for the latest conveniences, like using your smartphone to pay bills, or you still prefer writing checks and getting a statement every month, we have just what you’re looking for.

Free Checking Account

  • Most times the word free comes with a catch. But because this account comes from us, you can rest easy knowing that we really do mean free. No monthly fee. No minimum balance. Plus, you’ll enjoy a long list of features without paying a dime.

    While each of our checking accounts is a little different, there are great features all of them share. Once you open your account, you’ll enjoy:

    This account requires a minimum $100 opening deposit.

  • Features

    Minimum Balance

    $0

    Fees

    None

    Statements

    Electronic and you can review your account online

    Earns Interest

    Not with this account
  • Student Benefits

    In school? We’d like to help you out. When you open your account, you can choose one of these benefits without paying a dime.
    • Up to $10 back per statement cycle on any foreign ATM fees or surcharges
    • Refund for up to 5 money order fees and 5 cashier’s check fees per statement cycle

    Senior Benefits

    Enjoying retirement? We’d like to help you out. When you open your account, you can choose one of these benefits without paying a dime.
    • Up to $10 back per statement cycle on any foreign ATM fees or surcharges
    • Refund for up to 5 money order fees and 5 cashier’s check fees per statement cycle

    Custom Package

    Want to make your account even better? For just a $10 monthly fee, you can customize your account with all of these additional features.
    • Refund up to $32 on NSF Paid Item fee/NSF Returned Item Fee per statement cycle
    • Refund for up to 5 money order fees and 5 cashier's check fees per statement cycle
    • Refunds of incoming wire fees (up to $25 per statement cycle)
    • Up to $10 refund for foreign ATM fees or surcharges per statement cycle
  • Education

    Flash Content
    Now you can have 24-hour access to real-time account information from the convenience of your personal computer. PinnBank is convenient, easy to use, and more secure than ever.
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