RISK MGMT OFFICER
Job Description
- Reviews loan portfolios to assess asset quality. Communicates findings to management.
- Monitor exposure and conformity to policy.
- Reviews for adequate and sufficient loan file documentation in Suntell.
- Creates various management reports
- Tests for adequacy of reserve for loan loss.
- Communicates with branch personnel changes in laws, regulations, and loan policy as it relates to managing risk.
- Maintains Web Equity database of users, configuration, profiles. Coordinates updates and changes. Provides training on Web Equity.
- Maintains configuration, users, profiles, folder structure of Suntell system. Monitors and communicates updates.
- Keeps abreast of changes in regulations and examiner expectations as they relate to real estate valuation.
- Other duties as assigned by management.
- Regular and reliable attendance.
- Communicate effectively in-person and otherwise with all coworkers and customers, both during regular business hours and before and after regular business hours, if necessary.
- Knowledge of all federal banking compliance regulations.
- Knowledge of Pinnacle Bank policies and procedures.
- Knowledge of loan systems and record keeping system.
- Skill in training and communication.
- Ability to work in a PC dominant environment including word processing, email, internet, and intranet.
- Ability to be highly organized and motivated, with good skills in accuracy and detail, a high sense of urgency. Must have the ability to develop and communicate training materials clearly and accurately.
- Ability to be responsive to and able to meet strict deadlines.
- Ability to create an efficient work environment, paying close attention to detail. Must put a premium on accuracy of own work and work reviewed of others.
- Ability to handle multiple tasks simultaneously and prioritize in rapidly changing environment.
- High school graduate or equivalent
- Minimum of three to five years of banking experience
- Minimum of two years in either regulatory compliance or lending position.
More Details
Benefits
We offer fair and competitive compensation as well as bonus based on an employee's years of service and possible discretionary merit bonuses. Employees also have the opportunity to participate in the Bank incentive programs based on charter/branch guidelines. Other benefits include:
- 8 paid holidays.*
- 17 PTO days each year for the first five years of employment. Employees must also complete the 90-day introductory period prior to accruing PTO.*
- After five years, 22 PTO days each year.*
- After ten years, 27 PTO days each year.*
- Employees must also complete the 90-day introductory period prior to accruing PTO.*
- New employees will receive 16 hours of paid sick time upon their hire date.*
- Health, dental, prescription drug card, vision, and voluntary life insurance plans.
- Health Savings Account with employer contributions.
- Flexible medical and dependent care spending plans.
- Parental Leave after one year of full time employment.
- 401K plan after 3 months and start of next quarter with employer contributions and profit sharing.
- Free checking account and basic printed checks.
- Free safe deposit box.
- $50,000 group term life insurance.
- Long term disability insurance.
- Employee Assistance Program.
- Educational Assistance.
*Paid holidays and paid time off benefits are not applicable for employees that are fully commissioned.
We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, gender identity, sexual orientation, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law. If you need a reasonable accommodation for any part of the employment process, please contact us by email at personnel@pinnbank.com or by phone at 402-697-8666 and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this e-mail address. For more information, view the EEO KNOW YOUR RIGHTS and PAY TRANSPARENCY STATEMENT.