Interest Checking Account
Open in MinutesIf you tend to keep a spending cushion, this is the account for you. Simply maintain a minimum balance of at least $1,000 in your account and you’ll earn interest. Plus all the conveniences you’d expect are included, like a debit card you can use to shop anywhere and a handy banking app for your smart phone.
While each of our checking accounts is a little different, there are great features all of them share. Once you open your account, you’ll enjoy:
- Visa® Debit Card with eNFACT protection
- Online Banking
- Online Bill Pay
- Mobile Banking with mobile deposits
- Account Alerts
You must maintain a minimum balance of $1,000 to earn interest. There will be a $15 service charge if your balance falls below $1,000.
This account requires a minimum $100 opening deposit.
Today's Rates
| Interest Account | Interest Rate | Annual Percentage Yield |
| $0.00-$999.99 | N/A | N/A |
| $1,000.00-$9,999.99 | 0.10% | 0.10% |
| $10,000.00-$49,999.99 | 0.25% | 0.25% |
| $50,000.00-$249,999.99 | 0.35% | 0.35% |
| $250,000.00-$999,999.99 | 0.50% | 0.50% |
| $1,000,000.00 and up | 0.75% | 0.75% |
Rates may vary. These rates are effective as of today's date. Fees may reduce earnings.
Features
Minimum Balance
$1,000 average
Fees
No fees as long as you keep an average balance of $1,000 in your account, $5 paper statement fee
Statements
Electronic and you can review your account online
Earns Interest
Yes, the higher the balance the higher the rate
Student Benefits
In school? We’d like to help you out. When you open your account, you can choose a benefit without paying a dime.
Senior Benefits
Enjoying retirement? We’d like to help you out. When you open your account, you can choose a benefit at no extra cost.
Custom Package
Want to make your account even better? For just a $10 monthly fee, you can customize your account with lots of extra features.
Now you can have 24-hour access to real-time account information from the convenience of your personal computer. PinnBank is convenient, easy to use, and more secure than ever.