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Relationship Account

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We’d like to think the connection between you and your bank goes a lot deeper than just money. That’s why this account gives you access to wide range of added features, including interest. And as long as you keep at least an average balance of $15,000 in your account, you won’t pay a fee for any of the conveniences. You can also get this account without a fee by maintaining $50,000 in total deposits with our bank across all your personal accounts (checking, savings, CDs, etc.).

You can pretty much name a benefit and Relationship Checking comes with it. The no cost features of this account include:

  • Refund up to $32 on NSF Paid Item fee/NSF Returned Item Fee per statement cycle
  • Up to $10 back per statement cycle on foreign ATM fees or surcharges
  • Your first box of checks
  • No fees for paper statements and notices
  • Refund for up to 5 money order fees and 5 cashier's check fees per statement cycle
  • Refunds of incoming wire fees (up to $25 per statement cycle)
  • $300 credit toward home equity loans and lines of credit and secondary market real estate closing fees
  • IDProtect® Identity Theft Protection Service
  • Cell Phone Protection
  • CardControl card management app

In addition to all those features, each of our checking accounts also comes with:

You must maintain a minimum balance of $1,000 to earn interest.  You will receive a $25 service charge if you don't keep an average balance of $15,000 in your account, or maintain $50,000 in total deposits with our bank. 

This account requires a minimum $100 opening deposit.

Today's Rates

Interest Rate and APY

Relationship Account Interest Rate Annual Percentage Yield
$0.00-$999.99 N/A N/A
$1,000.00-$9,999.99 0.10% 0.10%
$10,000.00-$49,999.99 0.25% 0.25%
$50,000.00-$249,999.99 0.35% 0.35%
$250,000.00-$999,999.99 0.50% 0.50%
$1,000,000.00 and up 0.75% 0.75%


Rates may vary. These rates are effective as of today's date. Fees may reduce earnings.


Minimum Balance

$15,000 average balance or $50,000 across all your accounts


No fees as long as you meet either minimum balance


Paper, electronic and you can review your account online

Earns Interest

Yes, the higher the balance the higher the rate

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