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Patrick E. Varney

Financial Advisor and Investment Management Consultant

picture of Pat Varney
1041 Main Street
WindsorCO 80550
Office: 970-686-8482

Patrick Varney is the Branch Manager and Financial Advisor at Bank of Colorado Investment Services. As a veteran Financial Advisor he has participated in the best and worst the economy can offer. He has the knowledge, skill and experience to lead with vision and clarity through all types of markets. Pat works with individuals and high net-worth families to develop solutions to complex financial situations. He partners with his clients to help build a future based on their individual situations including wants, needs, and dreams. His process of understanding, designing, implementing, and reviewing each plan helps his clients have the vision and confidence to enjoy life and retirement.

Pat’s approach to investment management is straightforward. As he and his clients work together, he thoroughly explains to them the investment solutions and planning strategies recommended so that they are comfortable with the plan implemented. He is committed to telling his clients the truth, even when they may be uncomfortable hearing it. Pat takes great pride in the families that have hired him to be their personal wealth manager.

Pat is frequently quoted in industry publications and has received many recognitions and awards, including:

  1. Named to the 2023, 2022 and 2021 edition of the Forbes list of Best-in-State Wealth Advisors1.
  2. Member of Raymond James Financial Services Chairman’s Council2 for 2022, 2021, 2020, 2019, 2018, 2016 and 2015 and Leaders Council* for 2017, 2014 and 2013.
  3. Named as one of Bank Investment Consultant (BIC) magazine’s Top 100 Bank Advisors3 in 2019, 2018, 2017, 2016, 2015, 2014, 2012 and 2007.

Pat was born in Nebraska and moved to Colorado at the age of eight. He graduated from the University of Northern Colorado with a degree in Business Administration with an emphasis in Finance. He currently lives in Windsor with his wife and three boys with whom he enjoys spending quality time. He is a dedicated sports fan and avid sportsman. He enjoys coaching youth sports, exercising, golf, and hunting upland game and waterfowl.

Pat is actively involved in his church, community, and professional organizations. He continues to give back to his Alma Mater and shares his ideas on the industry with graduating finance students at the University of Northern Colorado, Monfort College of Business in Greeley,


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Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC, and are not insured by bank insurance, the FDIC or any other government agency, are not deposits or obligations of the bank, are not guaranteed by the bank, and are subject to risks, including the possible loss of principal. Bank of Colorado and Bank of Colorado Investment Services are not registered broker/dealers and are independent of Raymond James Financial Services. Investment Advisory Services offered through Raymond James Financial Services Advisors, Inc.

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1The Forbes ranking of Best-In-State Wealth Advisors, developed by SHOOK Research, is based on an algorithm of qualitative criteria, mostly gained through telephone and in-person due diligence interviews, and quantitative data. Those advisors that are considered have a minimum of seven years of experience, and the algorithm weights factors like revenue trends, assets under management, compliance records, industry experience and those that encompass best practices in their practices and approach to working with clients. Portfolio performance is not a criteria due to varying client objectives and lack of audited data. Out of approximately 32,000 nominations, more than 4,000 advisors received the award. This ranking is not indicative of advisor's future performance, is not an endorsement, and may not be representative of individual clients' experience. Neither Raymond James nor any of its Financial Advisors or RIA firms pay a fee in exchange for this award/rating. Raymond James is not affiliated with Forbes or Shook Research, LLC. Please visit for more info. 2Membership is based on prior fiscal year production. Re-qualification is required annually. 3The University of Northern Colorado Alumni Association honors outstanding alumni and friends, who are selected by the Alumni Association Board, whose service and achievements embody the university’s tradition of excellence. 4To compile the list, multiple variables were combined into one composite score. The six categories used were: (1) assets under management; (2) trailing-12-month production; (3) percentage increase in AUM from the previous year; (4) percentage increase in T-12 production; (5) amount of fee business; and (6) the ratio of production-per-AUM. The nominees were ranked by each of the six categories and then six different scores were calculated based on where they ranked. on the list are scored by (6) variable assets under management, trailing-12-month production, percentage increase in AUM from previous year; percentage increase in T-12 production, amount of fee based business and ration of production per AUM.